We’re called Flow. We chose our brand name thoughtfully, because we love the feeling of flow: a mental state in which everything seems to fall into place, and things get done with surprisingly little effort as a result. It’s why our founders were drawn to the field of product development: making digital products feel seamless, delightful and worthwhile using.

As product experts, our founders were astonished that, although money makes the world go round, the accompanying fintech products often disappoint their users.

They’re developed solely from a business point of view, without including a customer’s perspective as well.

They cover the basics, but often miss out on exciting features that let people manage their money effortlessly and intuitively.

In the world of finance, there are few digital products that truly inspire.

That’s why we’ve decided to bring our product design experience to finance. But not by merely revamping an interface or creating a design for an existing digital product.

As we mentioned before, every element needs to fall into place to create a state of flow. So we set out to develop fintech products from scratch:

• With our Banking as a Service solution, we help brands in the finance space, like bookkeeping platforms, wealth managers and others, to become a bank themselves, opening up a universe of financial services to their customers.
• We help neo-banks and other financial services to seamlessly integrate our money automation solutions, enabling their customers to magically gain back control of their money.
• Traditional banks’ PSD2 APIs are often glitchy andc umbersome. We’ve found solutions to make ‘open banking’ as good as it can get.

All this is made possible by our own ‘Flow OS’: a software middle layer creating fertile ground to build you anything our customer-centric minds can think of.

As everything needs to fall in place, we don’t stop when our product is implemented. To create a truly successful commercial future, we help with your go to market strategy, sales and marketing as well.

The future never ceases to challenge us. But whatever we invent in the finance space, we’ll always aim to offer delightful products that enable financial services companies to amaze their customers.

We are Flow.
And we help you to wow your customers, to win them over.